Retirement Challenges: The View from a Congressional District Office
It is an unfortunate fact that the people most at risk of financial insecurity in retirement are often those who are financially insecure before retirement—people working in low-wage jobs, or unable to work, and struggling to meet day-to-day expenses. For them, the notion of planning for a secure retirement can seem as distant and unrealistic […]
The Crumbling Social Contract: Retirement Readiness a Global Issue
Many Americans worry that they are ill-prepared for a financially secure retirement. Catherine Collinson, CEO and president of the Transamerica Institute and executive director of the Aegon Center for Longevity and Retirement, says they aren’t alone. Speaking at the SVIA’s 2019 Spring Seminar in Tucson, Arizona, Collinson said longer lifespans, lower birth rates and aging […]
Moving from Retirement Accumulation to Distribution: Annuities and Stable Value
In the nearly four decades since the creation of the first 401(k) plan, the retirement industry has done an admirable job developing additional tools, products and services to help Americans accumulate retirement assets. It’s only recently, though, that the industry has begun to turn its attention to helping Americans convert their accumulated savings into retirement […]
Stable Value Exit Provisions
Exit provisions are stipulated in the contract between the stable value contract issuer and plan. Exit provisions generally require the plan sponsor to wait a stated period before receiving the full benefit responsive value (principal plus accumulated interest).
Job Posting: Manager of Stable Value Analysis at ICMA-RC
Reach Your Peak with ICMA-RC, a FINANCIAL SERVICES LEADER in public sector employee retirement products and services. Headquartered in Washington, DC, our Financial Services corporation administers over $50 billion in retirement plan assets for more than one million participant accounts. We are constantly looking for ways to create new opportunities to serve our participants. We […]
Commentary: Stable value plays important role in retirement savings
We’re happy to report that Pensions & Investments has recently published our letter to the editor that the SVIA Media Team developed in response to a recent P&I Commentary by Richard Heitman which attempts to promote a competing product that his firm markets to defined contribution plans by inaccurately representing and discrediting stable value. You […]
Stable Value and Rising Interest Rates
Stable value practitioners are frequently asked how the stable value asset class will respond in a rising interest rate environment.
12 Reasons Not To Roll Your 401(k) Into An IRA
1. Stable value funds are not available Most 401(k) plans offer stable value or guaranteed fund investment options as their safe choice, rather than money market funds. Money market fund yields have been far below stable value or guaranteed interest fund rates for many years. It is likely that yield differential will continue. For conservative […]
Monitoring Stable Value Funds When Rates Rise
Although the 10-year Treasury rate dropped back below 3 percent in early December, there’s still a strong likelihood rates will move higher in 2019. I asked John Faustino, AIFA, PPC, Chief Product and Strategy Officer at Fi360, a fiduciary education, training and technology company, for his thoughts on what advisors should consider with stable value […]
