Worried About A Bond Bubble?
The Forbes article “Worried About A Bond Bubble? Consider A Stable Value Fund For Your 401(k)” brings up some good points regarding stable value funds. http://www.forbes.com/sites/janetnovack/2012/11/26/worried-about-a-bond-bubble-consider-a-stable-value-fund-for-your-401k/
Plan Sponsors, Service Providers Prep for New Fee Disclosure Rules
By Randy Myers Barring any last-minute postponement by the U.S. Department of Labor (DOL), retirement plans and their service providers will face a new set of compensation disclosure requirements beginning April 1, 2012. The new requirements are spelled out under Section 408(b)(2) of the Employee Retirement Income Security Act, or ERISA. They specify that “covered […]
Focusing on Stable Value Pooled Funds: Wither the 12-Month Put?
By Randy Myers Would changing one of the most common features of pooled stable value funds help bring more wrap capacity to the stable value marketplace? The feature in question is the 12-month notice that retirement plan sponsors must typically give to a pooled fund if they want to exit the fund and no longer […]
Stable Value Viewed with Increasing Favor by Plan Sponsors and Consultants
By Randy Myers In the aftermath of the credit crisis, stable value funds are looking more attractive to many retirement plan sponsors and their consultants. In the spring of 2011, The Vanguard Group surveyed sponsors of defined contribution plans and consultants who advise them. The primary goal was to gauge how much attitudes have changed […]
Stable Value: Issuers’ Perspectives
By Randy Myers At the right price, it appears, some new players are prepared to step into the stable value wrap business after all. In the wake of the 2008 credit crisis, when wrap issuers were earning only about seven basis points on the stable value portfolios they insured, some began leaving the business. The […]
Debt and Deficit Crisis: Navigating the Realities of a Deleveraging
By Randy Myers The 2008 housing bust and credit crisis may be fading into the rearview mirror of history, but they are continuing to drive developments in financial markets and much of the global economy. After triggering what has been termed the Great Recession, the financial market crisis has left the developed world contending with […]
Evaluating Pooled Fund Risks under Extreme Conditions
By Randy Myers Rising interest rates can be a challenge for stable value funds, and after years of falling rates, many in the stable value industry are wondering how they will react when rates finally do rise. Their attention is focused especially on pooled funds, since a single pooled fund can manage assets for hundreds […]
Income Funds: The Next Evolution for Stable Value?
By Randy Myers Hybrid cars are the latest innovation in the automotive world, and some investment professionals are wondering if hybrid funds could be the next big thing in the stable value universe. Only a handful of hybrid funds exist. There isn’t even a consensus on what these funds should be called; some have also […]
Generations: Key Drivers of Investment Behavior
Download PDF By Randy Myers Having witnessed two major bear markets in a single decade, some young investors appear to be steering clear of stocks. This could have an impact on their long-term financial security, as stocks historically have provided higher returns than other asset classes over long periods of time. Addressing participants at the […]
