Designing Balanced DC Menus: Considering Capital Preservation Strategies
If Mark Twain were a defined contribution (DC) participant, chances are he would keep some of his savings in a capital preservation strategy. “I’m more concerned with the return of my money than the return on my money” is one of his most famous (and oft-misattributed) aphorisms. It is a common sentiment, and it explains […]
How To Optimize Your Retirement Accounts: A Case Study
Your retirement account may have a better option than bonds. Click here to read more.
The Quest to Expand the Use—and Value—of Defined Contribution Plans
For employers worried about enrolling employees in their defined contribution retirement plans automatically at contribution levels that are too high, here’s a counterintuitive finding: they should probably be worried about setting them too low. Automatic enrollment effectively forces workers to save for retirement unless they make a conscious choice to opt out of their plan. […]
Stable Value and Target-Date Funds: Experience and Opportunity
“Target-date funds are a freight train running down the tracks,” said Brian Haendiges, senior vice president in charge of investment services for MassMutual Financial Group’s Retirement Services Division, speaking at the 2014 SVIA Spring Seminar. “We’re going to have to find the right way to interact with that phenomenon to stay in business.” Haendiges was […]
Expanding Stable Value’s Reach
It’s time for the stable value industry to think outside the 401(k) box. While the vast majority of stable value assets are held in 401(k) plans, the benefits of stable value funds are too great to be limited to that sector of the marketplace, according to a panel of stable value executives who spoke at […]
New Wrap Capacity Offers More Opportunity for Growth … and Competition
The stable value industry has a new focus on growth. In the aftermath of the 2008 credit crisis, a number of stable value wrap issuers exited the business, constraining the industry’s ability to grow. But over the past few years new issuers have entered the market, and veteran players have increased their appetite for new […]
Stable Value Managers See More Flexibility on Investment Guidelines
The trend toward ever-tighter stable value investment guidelines appears to be ending. Following the 2008 financial crisis, issuers of stable value wrap contracts began tightening investment guidelines for stable value managers, typically requiring new limits on the duration and credit quality of the assets held in their stable value funds. In some cases, managers worried […]
Stable Times Volume 18 Issue 1
Download PDF The biannual publication of the Stable Value Investment Association that covers both industry concerns and association activities. Table of contents: Making Retirement Income Security Work [PDF] The 2014 Elections and What Will They Mean [PDF] A Predictable Surprise: The Unraveling of the U.S. Retirement System [PDF] Outlook and Trends in Defined Contribution Plans [PDF] The Quest to Expand the Use—and Value—of Defined Contribution Plans [PDF] […]
Making Retirement Income Security Work
Stable Value Investment Association Chairman James King is proud to be part of the stable value industry. “It is an important asset class, and it’s part of the fabric of defined contribution plans,” he said as he welcomed his industry colleagues to the SVIA’s 2014 Spring Seminar in April. “We should be proud of being […]
